Annuity Speak

Dean clearly distinguishes between the two primary types of annuities – variable and fixed.  Dean focuses only on fixed annuities , which he considered to be the “safest place” today for retirees to protect and grow their savings.

So, be wise in managing your retirement money and learn how fixed annuities can help you achieve your goals.

AnnuitySpeak  -Fixed annuities
3610 Columbine Circle
Charlotte, NC 28211
704-469-9349
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This video highlights the unique inflation adjusted lifetime income offered by the Lincoln SmartIncome Single Premium Immediate Annuity.  BOTH annual income distributions and the annuitant’s reserve account value are adjusted annually for changes in the Consumer Price Index.

This video reviews the Lincoln New Direction 6 Fixed Indexed Annuity and highlights its unusual and attractive features.  An attractive index credit is offered annually, should the S&P 500 Index not drop, as opposed to the typical index credit which offers growth WHEN an index grows and up to a specified cap.  Additionally, the Lincoln 6 offers a six year guaranteed interest rate, as opposed to the typical FIA which offers a guaranteed fixed interest rate for one year at a time.

This video review a multiple year guaranteed annuity (MYGA) offered by Liberty Life and explains its benefits and applications for consumers and retirees.

This video reviews the MassMutual RetireEase Single Premium Immediate Annuity and what it can do, especially for those 65 or older.  Critically, Massachussetts Mutual Life Insurance Company is rated A++ by AM Best Rating services, the highest possible financial rating.  When contracting for lifetime income payments, this financial strenghth is crucial.

This episode of AnnuitySpeak TV reviews the Allianz Master Dex X fixed index annuity, highlighting its features and enabling the viewer to determine whether this annuity may be a good fit for his/her personal retirement planning.  Its feature of linking lifetime income to index growth is unique and offers potential of pacing inflation over time.

This is the second episode of AnnuitySpeak TV which outlines the three basic types of fixed annuities in order to assist the average person in understanding what kind of annuity they might consider to best fit their retirement planning today.

This is the first episode of AnnuitySpeak TV which highlights the historical financial turmoil which threatens those planning retirement and outlines why fixed annuities are probably the best place to protect and grow retirement savings today.