Annuity Speak

This video highlights the unique inflation adjusted lifetime income offered by the Lincoln SmartIncome Single Premium Immediate Annuity.  BOTH annual income distributions and the annuitant’s reserve account value are adjusted annually for changes in the Consumer Price Index.

This video reviews the Lincoln New Direction 6 Fixed Indexed Annuity and highlights its unusual and attractive features.  An attractive index credit is offered annually, should the S&P 500 Index not drop, as opposed to the typical index credit which offers growth WHEN an index grows and up to a specified cap.  Additionally, the Lincoln 6 offers a six year guaranteed interest rate, as opposed to the typical FIA which offers a guaranteed fixed interest rate for one year at a time.

This video review a multiple year guaranteed annuity (MYGA) offered by Liberty Life and explains its benefits and applications for consumers and retirees.

This video reviews the MassMutual RetireEase Single Premium Immediate Annuity and what it can do, especially for those 65 or older.  Critically, Massachussetts Mutual Life Insurance Company is rated A++ by AM Best Rating services, the highest possible financial rating.  When contracting for lifetime income payments, this financial strenghth is crucial.

This episode of AnnuitySpeak TV reviews the Allianz Master Dex X fixed index annuity, highlighting its features and enabling the viewer to determine whether this annuity may be a good fit for his/her personal retirement planning.  Its feature of linking lifetime income to index growth is unique and offers potential of pacing inflation over time.